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Today is Thursday, 2021-09-23

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blog:2021-03-19:the_anatomy_of_a_scam

# The Anatomy of a Scam

This is not ham radio related, but I thought it might be a good public service announcement non-the-less...

I just watched this 23-minute long video detailing the anatomy of a scam and why they work so well. Oh and the glitterbomb stuff is pretty cool too!

In a nutshell here's why these scams are so effective:

1. They hook you in by telling you that they owe you money.
2. They have a very effective way of making you believe that they refunded you too much (10 or 100 times more) and that it was your mistake because you typed too many zeros.
3. So now you feel guilty and will go the distance to pay them back the difference.

## Tips to Not Get Scammed

I often receive text messages or emails from “Fido” telling me that they owe me a refund. The link posted kind of looks like Fido but not quite. So what to do? Don't click on the link. Instead:

• Go to the official website and login to your account to see if there's anything unusual. Most accounts will even have a “message” place where they post their official communications.
• If your account looks normal, delete the message; it's a scam.

If the message instead gives a phone number, do not call it. Instead:

• Independently look up the number from whatever institution it's supposed to be from and call that number instead.

Now, I don't even bother with the weekly Fido texts I receive, but last week, I got an email from Telus saying I had a lot of points to redeem. I didn't click on the link, which looked legit. Instead, I logged into my account and lo and behold: I managed to apply a $50 credit to my next bill and redeem a$25 Amazon gift card. Sweet!

Any other tips? Leave them in the comments below...